Beem is a registered trade mark of Digital Wallet Pty Ltd ABN 93 624 272 475. Digital Wallet Pty Ltd ABN 93 624 272 475 AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. Any reference to ‘Beem’ or ‘Beem It’ are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet Pty Ltd is general advice only. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider the facility's appropriateness to your circumstances. To make or receive a payment through the Beem app, a valid Visa or Mastercard debit card attached to an Australian bank account is required.